Actium Lending bridge loans play a critical role in helping investors across Colorado acquire and stabilize value-add commercial properties. Our loans fund multi-family, commercial, and industrial assets long enough for investors to secure long-term financing.
Short-term bridge financing is in the best interest of our clients as well as ours. Terms can range from 6 to 12 months (and sometimes longer) and are designed for acquisition and stabilization. They are also typically structured as interest-only loans with the principal due at maturity.
The Role of the Bridge Loan
A Colorado bridge loan acts as a financial bridge between immediate and future financial circumstances. In the case of commercial property acquisition, traditional lenders are more reluctant to fund projects that are not stable enough for their liking. But stabilize a property and securing traditional financing becomes easier.
We make acquisition and stabilization a reality through bridge funding that links your need to act quickly with your future ability to secure traditional financing. You get the cash you need to complete the deal now. Once completed, you can start working on arranging a traditional loan.
Untold numbers of Colorado investors have obtained new properties this way. The simple fact is that bridge loans just work. In addition to meeting needs traditional lenders are reluctant to touch, private bridge loans offer other advantages investors truly appreciate.
What You Get From a Private Loan
Actium Lending and our direct Colorado competitors are private lenders. We make hard money in bridge loans available to real estate investors like you. Here is what you get from our private loans:
- Fast Funding – One of the things that makes private lending stand out is the speed at which lenders work. You can apply for a Colorado bridge loan with the knowledge that we can approve and fund extremely quickly. Funding in a few days is normal.
- An Asset-Based Approach – Private lending is asset-based. We base approvals primarily on the value of the property you are attempting to acquire. This is the ideal setup for a bridge loan scenario when acquisition and stability are the goals.
- Flexible Underwriting – Private lenders have the ability to tailor each loan to the client’s unique needs and circumstances. We do not offer one-size-fits-all solutions that force our clients to adapt.
- Timely Exits – Private bridge loans are short-term loans. That means a timely exit for both us and the borrower. Each of us can then move on to the next project rather than being tied to a loan for decades.
When you choose Actium Lending specifically, you work directly with the founding partners and a very small team. We pride ourselves on personal service. You will not be dealing with a monolithic corporation and a large team consisting of names without faces.
Let’s Get Your Next Project Funded
As a Colorado property investor, you know what it takes to acquire and stabilize new properties. You also know that traditional funding can be challenging. We offer an alternative through private bridge loans and hard money deals. We are always looking for new opportunities in the Centennial State.
We are interested in hearing from you whenever you are ready to begin working on your next deal. Complete a loan application, tell us about your property, and give us a solid exit strategy. We will get to work with the goal of getting your project funded.
When traditional lenders won’t go near a real estate transaction, private lenders often will. Bridge loans and hard money provide the much-needed financing property investors like you need. It’s time for you to give private lending a try.
