Colorado is one of several states in which we offer bridge loans. We see bridge loans as a way to make money work for you in the pursuit of your financial goals. Whether you are an investor or a business owner, a bridge loan could be the perfect solution that gets you from where you are right now to where you want to be down the road.

As you may already know, bridge loans are a unique type of financing utilized to meet an immediate financial need on the promise of a future source of income. Bridge loans ‘bridged the gap’ so to speak. When they come from a private lender like Actium Lending, you get all the benefits of private financing including speed, flexibility, and minimal paperwork requirements.

No Shortage of Opportunities

We have chosen to do business in the Centennial State for the same reasons you have. It is a state with no shortage of opportunities. Colorado’s real estate market is diverse, as demonstrated by the major differences between regions. Denver has one kind of vibe; ski resort areas are quite different. Some of Colorado’s most rural towns are also among the most unique in the country.

Such diversity can make traditional lending challenging. Traditional lenders are often reluctant to get involved with the projects for which we provide Colorado bridge loans. The things our clients are working on just don’t fit with traditional lending models. That’s okay. Actium Lending has the knowledge, experience, and willingness to make your Colorado investments doable.

Direct, Private Lending

Working with Actium means having access to direct, private lending offered through a streamlined process that is hard to fully understand without experiencing it for yourself. Working with us means working directly with the firm’s founders and limited staff. It is a personal experience that’s hard to find with traditional lenders.

Since we are direct and private, we can better understand what it is you’re trying to do. We can better understand your unique situation and the circumstances dictating your loan request. And together, we can probably work out a deal that is amenable to both of us. You get the bridge funding you need, and we get the opportunity to make another investment.

What You Can Expect From a Bridge Loan

We are unable to provide hard numbers in terms of loan amounts, down payments, interest rates, etc. However, there are some things about Colorado bridge loans we can tell you upfront. For example:

• Interest–Only Payments – A typical Colorado bridge loan is structured as an interest-only loan. This is to say that your monthly payments cover only the interest. You pay the principal with your final installment.
• Down Payment Requirements – You will need to bring a down payment to the table. Requiring down payments is one of the ways we distribute risk more evenly between lender and borrower.
• Paperwork Requirements – Colorado bridge loans from Actium are streamlined and easy. We don’t require a ton of paperwork. Best of all, as long as you furnish the required paperwork with your application, you will not need to worry about us sending requests for more documentation weeks after the fact.

Speaking of documents weeks after the fact, application and approval probably won’t take that long. One of the biggest benefits of Colorado bridge loans through a private lender is the speed at which loans are approved and funded. We’re talking days, not weeks or months.

Colorado is alive with opportunities for investors and business owners. If you’re looking at an opportunity for which a bridge loan seems right, don’t hesitate to contact Actium lenders.