We cannot promise you the moon. We cannot promise you will never experience a rainy day. But when you come to Actium Lending for help meeting your financial needs, we can promise you three things: speed, experience, and personal service.

We believe there are better ways to do things. We believe that when we succeed, as a private lender, our clients succeed as well; we depend on one another. You depend on us to help meet your financial goals with bridge and hard money loans. We depend on you to help keep our business going with your projects. We succeed together.

With that in mind, we understand we need to give you something different. Competitive hard money and bridge loans are not enough. Therefore, Actium Lending’s business model is built on the previously mentioned things. We promise you will experience them every time we work together.

1. Speed

Getting a loan to acquire real estate or expand your business shouldn’t take months. It doesn’t have to, either. One hallmark of both hard money and bridge loans made by private lenders is speed. Our underwriting process is simpler. Our document requirements are fewer. The way we do business is decidedly different compared to traditional lenders. And it all translates to faster service.

Although not the norm, we have been known to approve hard money loans in as little as one business day. On average, we can arrange and fund loans in several days. One way or another, we do not leave our clients hanging for weeks or months at a time while we take care of things on our end.

2. Experience

It is entirely possible to jump into private lending with no previous experience. If you have money to lend, there are people willing to borrow it. Yet we believe experience is important. It is important to clients who trust us to do right by them. No worries. We have each client’s back.

Our two founding partners brought extensive experience in both law and business to the table when starting the firm more than a decade ago. The rest of our team members all have experience in the various disciplines that make private lending work. Needless to say, Actium Lending is no fly-by -night organization. We have been around for a long time.

Whether you are looking for a bridge loan in Utah or a hard money loan in Colorado or Idaho, you can trust the Actium Lending team to do things right. Our experience has proven invaluable time and again. We invite you to put it to the test.

3. Personal Service

Tying everything together is our unparalleled personal service. Some private lenders are large businesses with half-a-dozen partners and hundreds of employees. There is nothing wrong with that. But Actium Lending is a much smaller organization. How does that benefit you?

First, our founding partners are involved in every transaction to one degree or another. They are not nameless, faceless executives that no one ever hears from. They are actively involved.

Second, you will deal directly with the people who are responsible for approving and underwriting your loan. You will not be handed off to nameless assistants and staff members who know nothing about you. Instead, you will be served by a team interested in getting to know you and fully understanding your financial needs.

If it seems like all of this is a tall order, we agree. But we believe it’s worth providing speed, experience, and personal service to each and every client. When you succeed, so do we. It is as simple as that.